After your insolvency practitioner has proposed a repayment intend to your creditors along with the terms with the IVA are agreed, you spend the insolvency practitioner monthly and they are chargeable for splitting The cash among your creditors. 債務重組和破產是處理財務困境的兩種不同方法。債務重組是債務人與債權人協商修改還款條件，例如延長還款期限、減少債務總額等，以便債務人有能力按新... https://iva22221.dailyblogzz.com/30200817/a-secret-weapon-for-債務舒緩-iva-drp-top